Rabea Al Omr retirement program is an individually-tailored savings and
investment plan that enables you to invest your savings in a diversified
portfolio to maximize your returns ensuring that when the time comes, you will
be able to maintain your standard of living.
Your golden years are a time to enjoy your grandchildren, travel, buy that house
on the beach and make up for lost time. By taking the right step with Allianz’s
Rabea Al Omr program, securing and enjoying your retirement years will not have
to be a strain.
Rabea Al Omr customers can choose from five different funds made up of Stocks,
Bonds, Treasury Bills, and Certificates of Deposit to suit their preferred
risk-level and currency for investment.
Four core Allianz Investment Funds:
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FUND A :
A low-risk Egyptian pound fund, made up of 0-15% equities and 85-100% fixed
securities.
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FUND B :
A low-risk U.S. dollar fund, made up of 0-25% equities and 75-100% fixed
securities.
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FUND C :
A medium-risk Egyptian pound fund, made up of 20-50% equities and 50-80% fixed
securities.
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FUND D : A medium-risk U.S. dollar fund, made up of 10-30% equities and
70-90% fixed securities.
Specialty Investment Fund:
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THE ISLAMIC FUND: A 100% equities fund in Egyptian pounds with no fixed
interest, made up of 100% equities comprised strictly from companies in
sharia-compliant sectors such as textiles, chemicals, and telecommunications.
This portfolio excludes companies in the hotel, tobacco, alcoholic beverages
and banking sectors.
The Rabea Al Omr program offers many competitive benefits, including:
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Monthly premiums can start from as low as LE 200 per month.
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Expert fund management by our asset manager, EFG Hermes – Egypt’s largest fund
management company.
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Options that allow you to periodically inject funds or increase them gradually
to hedge against inflation.
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The ability to change your fund portfolio at any time based on your changing
needs and preferences.