Engineering Solutions

Allianz Insurance - Egypt

Allianz - engineering

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  Contractors All Risk (CAR)

CAR offers comprehensive and adequate protection against all risks involved in the erection, testing and commissioning of machinery, plant and steel structures of all kinds. Third party claims, with respect to property damage or bodily injury, arising from the execution and operation of an erection project are covered. Covered parties include the general contractor, subcontractors, and in some cases suppliers and manufacturers of equipment.

  Erection All Risks (EAR)

While erecting and installing machinery, risks of property damage are high. EAR is designed to cover the risk of loss caused by the erection and installation of machinery, plant and steel structures, including physical damage to the contract works, equipment and machinery. EAR also covers bodily injury and property damage of third party liability resulting from these operations. Insured parties include the general contractor, subcontractors, and in some cases, the suppliers and manufacturers of equipment.

  Contractors Plant & Machinery (CPM)

Machines are a huge investment, that’s why any loss or damage could be catastrophic to your business. CPM covers the cost of unforeseen loss or damage to constructional plant, installation, machinery movement and building works. Owned or hired constructional plants can be arranged to be covered as part of the EAR or CAR policies; the CPM policy covers the constructional plant only.

  Machinery Breakdown (MB)

Machines serve as the backbone of all industrial businesses. If anything goes wrong with these machines, business operations will be at a standstill. MB covers the sudden and unforeseen damage to machinery, plant or equipment whilst at work or rest, during clearing, maintenance, overhauling, inspection, or while being transported within the premises. This insurance does not cover any foreseeable gradual damage or loss to the machines. Moreover, deterioration of stock is available as an ancillary cover with MB.

  Electronic Equipment Insurance (EEI)

Today, there is a high dependence on electronic data and equipment. Any loss or damage pertaining to these has a stark impact on businesses. EEI covers the sudden, accidental loss or damage to electrical data processing systems, communications control, medical equipment and all other electronic systems and installations.