Q1 . What is the difference between Allianz Best Doctors and any private health insurance policy?
Allianz Best Doctors focuses on the most serious illnesses with more limited covered conditions but unlike the majority of health insurance programs, we provide you with medical treatment and procedures abroad with affordable premiums. Other programs that do provide medical treatment abroad are usually very expensive, do not provide transport and accommodation expenses for the insured and a companion and require upfront payment. At Allianz, we take care of everything for you. All you need is to focus on your health and getting better. We remove the burden of choosing the best place for treatment as we set your appointments with the best medical experts.
Q2. Who can buy this product?
Individuals, families (legal spouse and children) and company employees / professionals belonging to an association.
Q3. What is the maximum age for purchasing this policy?
Allianz Best Doctors policy is renewable until the insured member turns 65 years old and 18 years old for dependent children. The age of dependent children under the policy can be prolonged up to 24 years in cases where the children are not regularly employed on full time basis, are full time students or are primarily financially dependent on the policy holder.
Q4. Do I need a medical check-up before applying for the policy?
No medical tests are required for application. Individuals are requested to fill in a short health questionnaire/declaration. Corporate members are subject to the fulfillment of the group scheme eligibility criteria.
Q5. Can I receive treatment in Egypt?
The Allianz Best Doctors policy covers treatment for the covered conditions worldwide excluding Egypt.
Q6. What are pre-existing conditions and are they covered?
Any illnesses which were diagnosed, treated or known to have existed by the insured within the 10 years prior to the commencement date of the policy. Pre-existing conditions are not covered as per Policy Terms and Conditions.