Family Protection Planning

A Comprehensive Family Protection Plan

Allianz - family_cover2

Ask Allianz !

Speak with our insurance specialist who answers your questions and helps you make a personalized plan for tomorrow
(This service is offered free of charge)

Click here...




Call our hotline

19909 

Working hours

from 9:00 am to 8:00 pm from Sunday to Thursday 


Visit one of our officies near you

Click Here




  • Plan with us
  • Call us
  • Near you

Program Brief


Life is full of unexpected events.  Anything from losing your job, early retirement or permanent disability can have a significant impact on your quality of life as well as your family’s. As a parent, spouse and head of your family, ensuring the safety and security of your loved ones is probably your primary concern. Because you can’t put a price on your family’s wellbeing and happiness, at Allianz Egypt, we make sure that the people you care about the most are protected.

Allianz Program for Family Protection is a life assurance program coupled with investment benefits that protects your family against any unforeseen circumstances that could compromise their quality of life. By simply planning ahead and setting aside payments on a regular basis, you can relax knowing that your family will be protected no matter what.

Secure Your Loved Ones!

As a parent, a spouse and the leader of your family, security and stability is probably one of your top concerns. After all, if you didn't look out for the fınancial security and the well-being of your family, who will?

Advantages

Allianz has developed a truly unique and flexible program that will be there for you every step of the way:

  • Variety of different payment frequencies: monthly, quarterly, semi-annually or annually
  • Tailor made program with flexibility to determine all aspects of the plan
  • Policy covering the same benefits to either husband or wife, as agreed upon in the policy
  • The plan is available in Egyptian pound or US dollar
  • The option of injecting booster payments to the program at any time, for the purpose of increasing the investment benefits at maturity
  • The option to partially withdraw from your investment account in case of any unforeseen financial need rises after the completion of first policy year

How It Works

Start Planning Now!

Have you thought...

  • What will happen to your family if you lose your job?
  • What will happen if you retire early?
  • How to cope with the increasing family demands?

Fulfill your dream of maintaining a high standard of living for your family and enjoy a comfortable retirement. By starting Allianz Program for Family Protection, you’ll feel confident that you took the right step to secure a stable and prosperous future for yourself and your family.

After discussion with your Allianz financial advisor you design your program in terms of the desired family financial protection objectives and frequency of payments

In addition, your plan gives you peace of mind knowing that if you suffer an untimely death, your family will receive the financial support they need as a cash amount to cover their immediate expenses, and in addition you can add extra benefits as below:

Option 1: Your spouse will receive a monthly income for a number of years to keep your family running.

Option 2: Your children will get a yearly income for their education fees.

Covers

Basic Cover

  • Death Cover
Basic sum assured is payable in case of death, in addition to the below options if chosen:
- Option 1 (Optional cover for spouse income): Monthly income payable in case of death.
- Option 2 (Optional cover for Children): Annual income payable in case of death.

Additional Optional Covers

  • Total Permanent Disability

This benefit includes the payment of the death cover in case the insured person suffered from total and permanent disability due to accident and/or illness for a continuous period of six (6) months without being able to perform his/her usual occupation or any other occupation. 

  •  Accidental Death and/or Disability

This additional benefit is payable to the insured or the beneficiaries if the insured person suffers a bodily injury as a direct result of a sudden accident; causing directly within a period of twelve (12) months death or permanent disablement. 

  • Critical Illness

This benefit is payable if the insured person suffers from any of the covered critical illnesses during the existence of the basic death cover and prior to the expiry date of the policy.

Additional Benefits

Policy Adjustments

On premium anniversary after the first calendar year (maximum twice a year) 

Booster

An extra premium injected to the policy to increase the investment benefits that can be withdrawn anytime with profit 

Premium Variation

Protect your benefits against inflation