Home Plus

Comprehensive Home Insurance

Allianz Insurance - Egypt

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  Program Brief

Your home is your life. It is where you live, rest, raise your family, and where you keep everything that is valuable to you, but what if it were damaged as a result of an unexpected accident or natural disaster? Are you prepared to pay such a heavy price for something so valuable to you?

Allianz Home Plus is an affordable home protection plan designed to ensure that your home and valuable possessions will be covered in the case of accidental damage or burglary. Home Plus gives you peace of mind knowing that your most valuable asset – your home – is protected and secured.

Recommended For...

  • People who own their homes
  • Tenants who do not own the property they live in
  • Building owners who rent out their property
  • Mortgage owners


  • Building Coverage

  • Home Contents

  • Personal Accident

  • Personal Liability

Building Coverage

Items covered:

  • Building plus any fixtures, fittings or decorative finishes
  • Swimming pools
  • Gardens
  • Patios
  • Gates

Home Contents

Items covered:

  • Furniture
  • Clothing
  • Appliances
  • Electronics
  • Interior decoration
  • Valuables: jewelry, art and antiques

Personal Accident

  • Insurance cover for you and your spouse in case of accident; up to EGP 50,000 per insured person

Personal Liability

  • Liability towards the owner of the building in case of building damage
  • Liability towards third party (bodily harm / damage of property)
  • Landlord’s liability to protect your rented property against any damage

  Covered Risks

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  • Fire, lightening, strikes, and explosion
  • Theft
  • Collision
  • Natural hazards: earthquakes, floods, etc.
  • Water tanks overflow
  • Fresh water or natural gas pipe explosion
  • Collapse or damage of radio or TV antennas / satellite dishes
  • Falling trees, telegraph poles or street lampposts
  • Any damages to contents while moving
  • Damage of glass up to EGP 10,000
  • Loss of rent


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Whether homeowner or tenant, with Allianz Home Plus enjoy countless benefits including:

  • An affordable and comprehensive program protecting you from a wide range of accidents
  • Coverage to protect owners against loss of rent from tenants due to a covered accident
  • Coverage to support tenants if forced to seek alternative temporary accommodation due to a covered accident
  • Ability to revise and expand coverage at any time
  • Fast and professional service
  • A comprehensive and clearly documented contract with no hidden clauses or conditions
  • Flawless record of accomplishment honoring all agreements

  Frequently Asked Questions

Q1. Is there a minimum fee?

The sum you pay will be based on the valuation of your property. 

Q2. How often do I have to pay?

Home Plus is payable just once a year.

Q3. How do I make a claim?

Claims for any damage to your insured items can be made by phone and should be reported within twenty four (24) hours of any accident. The details and values of the damaged items will be reported and processed within five (5) days.

Q4. What is your policy for replacement of goods?

Clients have the option of insuring their property at replacement value and to be compensated with “new for old” value.