Main Benefits and Features

Allianz Health Plus: Your comprehensive health insurance program

As a Money Fellows customer, you know that true wealth begins with good health. To fully embrace life’s special moments, staying healthy is essential. However, rising medical costs can pose challenges when unexpected health needs arise. That’s where Health Plus steps in—offering you comprehensive health coverage and the reassurance you deserve, no matter the situation or location. With Health Plus, you can focus on living life to the fullest, knowing you’re supported every step of the way.

Health Plus, designed by Allianz Egypt, offers premium medical care through a carefully curated network of top private hospitals and skilled healthcare professionals, ensuring you and your family receive the best care possible.

Health Plus provides five uniquely tailored packages—Royal, Platinum, Golden, Golden Plus, and Super Golden Plus—designed to meet the diverse health needs of you and your family, ensuring optimal care and peace of mind.

Health Plus - Local Coverage

Enjoy a premium medical coverage with any of the below packages inside Egypt

Inpatient Plan

(Basic)

Golden

Golden Plus

Annual Overall Limit
100,000
150,000
200,000
Geographical Cover
Egypt
Egypt
Egypt
New Chronic Conditions
N/A
N/A
Up to 10,000

In-Patient Benefits

Room & Board
1st Class Single Bed
1st Class Single Bed
1st Class Single Bed
Hospital Accommodation, Nursing Care, Drugs and Dressings
Full Cover
Full Cover
Full Cover
Surgeons, Anaesthetists and Attending Physicians Fees
Full Cover
Full Cover
Full Cover
Theatre Fees
Full Cover
Full Cover
Full Cover
Intensive Care Unit
Up to 14 Days PA
Up to 21 Days PA
Up to 21 Days PA
Laboratory, Radiology and Diagnostic Imaging
Full Cover
Full Cover
Full Cover
Organ Transplant (Covering only cost of surgical procedure for insured)
Full Cover
Full Cover
Full Cover
Open Heart, and Cancer related Surgeries
Full Cover
Full Cover
Full Cover
Radiotherapy and Chemotherapy for Oncology
Up to 25,000
Up to 30,000
Up to 35,000
Physiotherapy as post-surgical treatment
Full Cover
Full Cover
Full Cover

Day-Patient Charges

Hospitalised one-day Surgical Procedures (not including Out-patient Scans, Labs, or Endoscopies)
Full Cover
Full Cover
Full Cover

Out-Patient Benefits

Sub Limit for Out-Patient
N/A
Up to 10,000
Up to 20,000
Consulation Fees
N/A
Full Cover
Full Cover
Laboratory, Radiology and Diagnostic Imaging
N/A
Full Cover
Full Cover
Outpatient Surgical Procedures
N/A
Full Cover
Full Cover
Out-patient Prescribed Drugs (20% co-payment)
N/A
Up to 1,500
Up to 4,000
Emergency Accidental Dental Treatment (within 48 hours of Accident)
N/A
Up to Out-Patient Sub Limit
Up to Out-Patient Sub Limit

Additional Benefits

Emergency Road Ambulance Transport
N/A
Paid in Full
Paid in Full

Maternity (10 Months Waiting Period), 20% co-payment will be applied

Natural Delivery
N/A
Up to 3,000
Up to 5,000
Caesarean Delivery
N/A
Up to 5,000
Up to 7,000
Miscarriage/Termination when medically necessary
N/A
Up to 750
Up to 1,000

Dental Benefits (50% Co-payment)

Examinations+ extractions (by local anaesthesia)+ prescribed medications amalgam/composite fillings + root canal treatment + X-ray
N/A
Up to 750
Up to 1,000

Optical Benefits (20% Co-payment)

Routine examinations + cost of prescribed lenses for glasses
N/A
Up to 500
Up to 800

Health Plus - Regional Coverage

Enjoy a premium medical coverage with any of the below
packages regionally and inside Egypt

Platinum


Royal

Annual Overall Limit
300,000
1,000,000
Geographical Cover
Egypt + Regional
Egypt + Regional
New Chronic Conditions
Up to 20,000
Up to 50,000

In-Patient Benefits

Room & Board
Private
Suite
Hospital Accommodation, Nursing Care, Drugs and Dressings
Full Cover
Full Cover
Surgeons, Anaesthetists and Attending Physicians Fees
Full Cover
Full Cover
Theatre Fees
Full Cover
Full Cover
Intensive Care Unit
Up to 21 Days PA
Up to 30 Days PA
Laboratory, Radiology and Diagnostic Imaging
Full Cover
Full Cover
Organ Transplant (Covering only cost of surgical procedure for insured)
Full Cover
Full Cover
Open Heart, and Cancer related
Surgeries
Full Cover
Full Cover
Radiotherapy and Chemotherapy for Oncology
Up to 40,000
Up to 60,000
Physiotherapy as post-surgical treatment
Full Cover
Full Cover

Day-Patient Charges

Hospitalised one-day Surgical Procedures (not including Out-patient Scans, Labs, or Endoscopies)
Full Cover
Full Cover

Out-Patient Benefits

Sub Limit for Out-Patient
Up to 30,000
Up to 100,000
Consulation Fees
Full Cover
Full Cover
Laboratory, Radiology and Diagnostic Imaging
Full Cover
Full Cover
Outpatient Surgical Procedures
Full Cover
Full Cover
Out-patient Prescribed Drugs (20% co-payment)
Up to 8,000
Up to 1,500
Emergency Accidental Dental Treatment (within 48 hours of Accident)
Up to Out-Patient Sub Limit
Up to Out-Patient Sub Limit

Additional Benefits

Emergency Road Ambulance Transport
Paid in Full
Paid in Full

Maternity (10 Months Waiting Period), 20% co-payment will be applied

Natural Delivery
Up to 10,000
Up to 15,000
Caesarean Delivery
Up to 15,000
Up to 25,000
Miscarriage/Termination when medically necessary
Up to 4,000
Up to 10,000

Dental Benefits (50% Co-payment)

Examinations+ extractions (by local anaesthesia)+ prescribed medications amalgam/composite fillings + root canal treatment + X-ray
Up to 2,000
Up to 5,000

Optical Benefits (20% Co-payment)

Routine examinations + cost of prescribed lenses for glasses
Up to 1,500
Up to 3,000
Local Coverage
Regional Coverage

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