We care about your personal data
Allianz Egypt (“we, “us” “our”) Allianz Life Assurance Egypt and Allianz Insurance Company – Egypt, a part of the Allianz Group, are Egyptian authorized insurance companies providing insurance products and services.
Protecting your privacy is a top priority for us. This privacy notice explains how and what type of personal data will be collected, why it is collected, to whom it is shared or disclosed and your rights in this regard. Please read this notice carefully.
1. Who is the data controller?
A data controller is the individual or legal person who controls and is responsible to keep and use personal data in paper or electronic files. We are the data controller as defined by relevant data protection laws and regulation.
2. What personal data will be collected?
When you visit our website, our web server automatically records details about your visit including:
- Website from which you visited us;
- The type of browser software used;
- Our website pages that you visit; and
- The date and duration of your visit to our website
We will also collect and process various types of personal data, including:
- Full Name, and Title;
- Gender, Age, Date of Birth;
- Contact Details;
- Company name, Business or Profession;
- Family Members and Beneficiaries Data;
- Medical, Health and financial Data – for certain applications;
- Copies of Identification,
3. How will we obtain and use your personal data?
We usually collect your personal information from you or your agents. We may also collect it from our agents, brokers and business partners; other insurers and insurance reference bureaus; medical providers; loss adjustors, surveyors, or people who are involved in a claim or assist us in investigating or processing claims, including third parties claiming under your policy, witnesses and medical practitioners; fraud prevention agencies, search information providers; your employer; third parties who may be arranging insurance cover for a group that you are part of; law enforcement; dispute resolution, statutory and regulatory bodies; lawyers; marketing lists and industry databases; and publicly available sources.
We will use your personal data provided to us for a number of purposes including but not limited to the below:
- For Insurance contract administration (e.g. quotation, quotation assessment, underwriting, claims handling)
- For conducting market research and analysis analytical purposes and to assist us improving our processes, services and products,
- To inform you about our events, services, products and news,
- For Fraud, Money Laundering and Terrorist Financing prevention and detection,
- To comply with any legal obligations (e.g. tax, accounting, and administrative obligations).
We will use your personal data with your express consent unless applicable laws and regulations do not require us to obtain your express consent.
We will need your personal data if you would like to purchase our products and services. If you do not wish to provide this to us, we may not be able to provide the products and services you request, that you may be interested in, or to tailor our offerings to your particular requirements.
4. Who will have access to your personal data?
We will ensure that your personal data is processed in a manner that is compatible with the purposes indicated above.
For the stated purposes, your personal data may be disclosed to the following parties who operate as third party data controllers:
- Public authorities, other Allianz Group companies, IT developer Company, our agents, other insurers, co-insurers, re-insurers, insurance intermediaries/brokers, medical providers, screening providers and banks.
For the stated purposes, we may also share your personal data with the following parties who operate as data processors under our instruction:
- Other Allianz Group companies, technical consultants, experts, lawyers, loss adjustors, medical doctors; and service companies to discharge operations (claims, IT, postal, document management); and
- Advertisers and advertising networks to send you marketing communications, as permitted. We do not share your personal data with non-affiliated third parties for their own marketing use without your permission.
Finally, we may share your personal data in the following instances:
- In the event of any contemplated or actual reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock (including any insolvency or similar proceedings); and
- To meet any legal obligation, including to the relevant ombudsman if you make a complaint about the product or service we have provided to you.
5. Where will your personal data be processed?
Your personal data may be processed both inside and outside Egypt by the parties specified in section 4 above, subject always to contractual restrictions regarding confidentiality and security in line with applicable local data protection laws and regulations. We will not disclose your personal data to third parties who are not authorized to process them.
Whenever we transfer your personal data for processing by another Allianz Group Company, we will do so on the basis of Allianz’ approved binding corporate rules known as the Allianz Privacy Standard (Allianz’s BCR) which establish adequate protection for personal data and are legally binding on all Allianz Group companies. Where Allianz BCR does not apply, we will instead ensure that the transfer of your personal data receives an adequate level of protection.
6. What are your rights in respect of your personal data?
Where permitted by applicable law or regulation, you have the right to:
- Access your personal data held about you and to learn the origin of the data, the purposes and ends of the processing, the details of the data controller(s), the data processor(s)and the parties to whom the data may be disclosed,
- Update or correct your personal data so that it is always accurate,
- Request that your personal data will be restricted from processing in certain circumstances, for example where you have contested the accuracy of your personal data, for the period enabling us to verify its accuracy,
- Obtain your personal data in an electronic format,
- File a complaint with us and/or the relevant data protection authority.
- Object to us processing your personal data, or tell us to stop processing it (including for purposes of direct marketing).
You may exercise these rights by contacting us as detailed in section 9 below providing your name, email address, account identification, and purposes of your request.
7. How long do we keep your personal data?
We will retain your personal data for ten years from the date the insurance relationship ends unless a longer retention period is required or as permitted by law.
8. How can you contact us?
If you have any queries about how we use your personal data, you can contact us by email or post as follows:
Allianz Business Park A – Building A1 – Cairo Festival City – Ring Road – New Cairo, Egypt
9. How often do we update this privacy notice?
We regularly review this privacy notice. We will ensure the most recent version is available on our website www.allianz.com.eg
This privacy notice was last updated in June-2020.