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Allianz Program for 
Retirement Planning

Main Benefits and Features

Retirement Planning: You Deserve To Enjoy Your Golden Years

Retirement is the time to relax and enjoy life. After years of stress and hard work, your golden years are a time to spend with your grandchildren, travel, live comfortably and make up for lost time.
 
However, your personal savings along with the government pensions will be insufficient due to the increasing day-to-day expenses, thus enjoying your retirement might seem like a hard dream to achieve.

Allianz Program for Retirement Planning is a life assurance program coupled with investment benefits that enables you to invest your savings in a diversified portfolio to maximize your returns, ensuring that when the time comes you will be able to maintain your standard of living.

All services at a glance 

This is what Allianz Program for Retirement Planning offers you

Basic Cover
  • Death
    Death benefit is payable to beneficiaries if the insured person dies whilst the policy is in force
Additional Optional Covers
  • Total Permanent Disability
    This benefit includes the payment of the death cover in case the insured person suffered from total and permanent disability due to accident and/or illness for a continuous period of six (6) months without being able to perform his/her usual occupation or any other occupation.
  • Accidental Death and/or Disability
    This additional benefit is payable to the insured or the beneficiaries if the insured person suffers a bodily injury as a direct result of a sudden accident; causing directly within a period of twelve (12) months death or permanent disablement.
  • Critical Illness
    This benefit is payable if the insured person suffers from any of the covered critical illnesses during the existence of the basic death cover and prior to the expiry date of the policy.
Strong advantages 

That’s why to choose the Allianz Program for Retirement Planning

Security

Security and protection for your family in case of death, total permanent disability or critical illness

Maturity Benefit

Providing maturity benefits payment in lump sum or annuities or a mixture of both

Investment Flexibility

The ability to change your fund portfolio at any time based on your preferences

Policy Adjustments

On premium anniversary after the first calendar year (maximum twice a year) 

Booster

An extra premium injected to the policy to increase the investment benefits that can be withdrawn anytime with profit 

Premium Variation

Protect your benefits against inflation

Additional Advantages of the Allianz Program for Retirement Planning

  • Security and protection for your family in case of death, total permanent disability or critical illness
  • Variety of different payment frequencies: monthly, quarterly, semi-annually or annually
  • A high level of flexibility and personal choice in all aspects of your program
  • The option of injecting booster payments to the program at any time, for the purpose of increasing the investment benefits at maturity
  • The option to partially withdraw from your investment account in case of any unforeseen financial need that arises after the completion of first policy year

How does the Allianz Program for Retirement Planning work?

Allianz Program for Retirement is a long-term savings and investment plan designed to help you maintain your standard of living post-retirement. By planning ahead and setting aside savings on a regular basis, securing and enjoying your retirement years will not have to be a strain.
  1. After your discussion with Allianz financial consultant, you can set the frequency, amount of premiums, and your retirement targets
  2. Through this program, you can invest in a diversified portfolio of funds -as shown below- in order to maximize returns
  3. By the end of the period you will receive the invested amount in which you can choose to receive as a lump sum, annual payments or a combination of both to support you during retirement
The program gives you peace of mind knowing that your beneficiaries will be financially secured. They will receive the sum assured defined for the cover in case of death, disability or critical illness and if it was due to an accident they will receive another additional amount.
Interested? Get a quote

Available Investment Funds

Fund A
  • 0-25% equities
  • 75-100% fixed securities
Fund C
  • 20-50% equities
  • 50-80% fixed securities
Fund E
  • 0% equities
  • 100% money market securities

Fund B 
  • 0-15% equities
  • 85-100% fixed securities
Fund D
  • 10-30% equities
  • 70-90% fixed securities

Fund I
  • 20% - 100% in equities or equity mutual funds
  • 0% - 80% in liquid or cash instruments

* Refrain from investing in alcohol, tobacco, banking and entertainment stocks.

Fund E
  • 100% in money market securities
  • Maximum tenure of any investment 13 Month
  • Average Duration 150 day

Fund F
  • 0%  -  80% Treasury Bills and short term deposits
  • 0%  -  20% Real Estate funds
  • 20% - 100% Medium to long term Treasury and Corporate bonds

Contact us

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Allianz Life Assurance Company - Egypt (S.A.E) License no. 15/2001 in insurance companies registry in Egyptian Financial Supervisory Authority