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Allianz Program for 
Retirement Planning

  • Benefits & Services
  • Advantages
  • How it works
  • Funds
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    Main Benefits and Features

    Retirement Planning: You Deserve To Enjoy Your Golden Years

    Retirement is the time to relax and enjoy life. After years of stress and hard work, your golden years are a time to spend with your grandchildren, travel, live comfortably and make up for lost time.
     
    However, your personal savings along with the government pensions will be insufficient due to the increasing day-to-day expenses, thus enjoying your retirement might seem like a hard dream to achieve.

    Allianz Program for Retirement Planning is a life assurance program coupled with investment benefits that enables you to invest your savings in a diversified portfolio to maximize your returns, ensuring that when the time comes you will be able to maintain your standard of living.

    All services at a glance 

    This is what Allianz Program for Retirement Planning offers you

    Basic Cover
    • Death
      Death benefit is payable to beneficiaries if the insured person dies whilst the policy is in force
    Additional Optional Covers
    • Total Permanent Disability
      This benefit includes the payment of the death cover in case the insured person suffered from total and permanent disability due to accident and/or illness for a continuous period of six (6) months without being able to perform his/her usual occupation or any other occupation.
    • Accidental Death and/or Disability
      This additional benefit is payable to the insured or the beneficiaries if the insured person suffers a bodily injury as a direct result of a sudden accident; causing directly within a period of twelve (12) months death or permanent disablement.
    • Critical Illness
      This benefit is payable if the insured person suffers from any of the covered critical illnesses during the existence of the basic death cover and prior to the expiry date of the policy.
    Strong advantages 

    That’s why to choose the Allianz Program for Retirement Planning

    Security

    Security and protection for your family in case of death, total permanent disability or critical illness

    Maturity Benefit

    Providing maturity benefits payment in lump sum or annuities or a mixture of both

    Investment Flexibility

    The ability to change your fund portfolio at any time based on your preferences

    Policy Adjustments

    On premium anniversary after the first calendar year (maximum twice a year) 

    Booster

    An extra premium injected to the policy to increase the investment benefits that can be withdrawn anytime with profit 

    Premium Variation

    Protect your benefits against inflation

    Additional Advantages of the Allianz Program for Retirement Planning

    • Security and protection for your family in case of death, total permanent disability or critical illness
    • Variety of different payment frequencies: monthly, quarterly, semi-annually or annually
    • A high level of flexibility and personal choice in all aspects of your program
    • The option of injecting booster payments to the program at any time, for the purpose of increasing the investment benefits at maturity
    • The option to partially withdraw from your investment account in case of any unforeseen financial need that arises after the completion of first policy year

    How does the Allianz Program for Retirement Planning work?

    Allianz Program for Retirement is a long-term savings and investment plan designed to help you maintain your standard of living post-retirement. By planning ahead and setting aside savings on a regular basis, securing and enjoying your retirement years will not have to be a strain.
    1. After your discussion with Allianz financial consultant, you can set the frequency, amount of premiums, and your retirement targets
    2. Through this program, you can invest in a diversified portfolio of funds -as shown below- in order to maximize returns
    3. By the end of the period you will receive the invested amount in which you can choose to receive as a lump sum, annual payments or a combination of both to support you during retirement
    The program gives you peace of mind knowing that your beneficiaries will be financially secured. They will receive the sum assured defined for the cover in case of death, disability or critical illness and if it was due to an accident they will receive another additional amount.
    Interested? Get a quote

    Available Investment Funds

    Fund E
    • 100% in money market securities
    • Maximum tenure of any investment 13 Month
    • Average Duration 150 day

    Fund A
    • 0-25% equities
    • 75-100% fixed securities
    Fund C
    • 20-50% equities
    • 50-80% fixed securities
    Fund E
    • 0% equities
    • 100% money market securities

    Fund B 
    • 0-15% equities
    • 85-100% fixed securities
    Fund D
    • 10-30% equities
    • 70-90% fixed securities

    Fund I
    • 20% - 100% in equities or equity mutual funds
    • 0% - 80% in liquid or cash instruments

    * Refrain from investing in alcohol, tobacco, banking and entertainment stocks.

    Fund F
    • 0%  -  80% Treasury Bills and short term deposits
    • 0%  -  20% Real Estate funds
    • 20% - 100% Medium to long term Treasury and Corporate bonds
    View Fund performance
    Contact us

    Need individual support or more information about Allianz Program for Retirement Planning?

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    Allianz Life Assurance Company - Egypt (S.A.E) License no. 15/2001 in insurance companies registry in Egyptian Financial Supervisory Authority