Allianz Program for
Allianz Program for
Main Benefits and Features
Retirement Planning: You Deserve To Enjoy Your Golden Years
Retirement is the time to relax and enjoy life. After years of stress and hard work, your golden years are a time to spend with your grandchildren, travel, live comfortably and make up for lost time.
However, your personal savings along with the government pensions will be insufficient due to the increasing day-to-day expenses, thus enjoying your retirement might seem like a hard dream to achieve.
Allianz Program for Retirement Planning is a life assurance program coupled with investment benefits that enables you to invest your savings in a diversified portfolio to maximize your returns, ensuring that when the time comes you will be able to maintain your standard of living.
All services at a glance
This is what Allianz Program for Retirement Planning offers you
Additional Optional Covers
That’s why to choose the Allianz Program for Retirement Planning
Security and protection for your family in case of death, total permanent disability or critical illness
Providing maturity benefits payment in lump sum or annuities or a mixture of both
The ability to change your fund portfolio at any time based on your preferences
On premium anniversary after the first calendar year (maximum twice a year)
An extra premium injected to the policy to increase the investment benefits that can be withdrawn anytime with profit
Protect your benefits against inflation
Additional Advantages of the Allianz Program for Retirement Planning
How does the Allianz Program for Retirement Planning work?
Allianz Program for Retirement is a long-term savings and investment plan designed to help you maintain your standard of living post-retirement. By planning ahead and setting aside savings on a regular basis, securing and enjoying your retirement years will not have to be a strain.
- After your discussion with Allianz financial consultant, you can set the frequency, amount of premiums, and your retirement targets
- Through this program, you can invest in a diversified portfolio of funds -as shown below- in order to maximize returns
- By the end of the period you will receive the invested amount in which you can choose to receive as a lump sum, annual payments or a combination of both to support you during retirement
The program gives you peace of mind knowing that your beneficiaries will be financially secured. They will receive the sum assured defined for the cover in case of death, disability or critical illness and if it was due to an accident they will receive another additional amount.
Available Investment Funds
Egyptian Pound Funds
Money Market Fund
Fixed Income Fund
- 0-25% equities
- 75-100% fixed securities
- 20-50% equities
- 50-80% fixed securities
- 0% equities
- 100% money market securities
- 0-15% equities
- 85-100% fixed securities
- 10-30% equities
- 70-90% fixed securities
- 20% - 100% in equities or equity mutual funds
- 0% - 80% in liquid or cash instruments
* Refrain from investing in alcohol, tobacco, banking and entertainment stocks.
- 100% in money market securities
- Maximum tenure of any investment 13 Month
- Average Duration 150 day
- 0% - 80% Treasury Bills and short term deposits
- 0% - 20% Real Estate funds
- 20% - 100% Medium to long term Treasury and Corporate bonds
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Allianz Life Assurance Company - Egypt (S.A.E) License no. 15/2001 in insurance companies registry in Egyptian Financial Supervisory Authority